Money as a Brick and not as a Shovel...
Behaviorally, we had to discipline ourselves to our reality: income level and wealth. Psychologically, we needed to stop indulging our every last "want." Spiritually, we needed to value things that have no price-tag.
Disclaimer: I am not a licensed financial advisor. I hold no degrees in finance or economics. My husband is completing his masters degree in Business Management with a concentration in Economics. He has a bachelors degree in Finance. I am speaking from what worked for us. We started with a small inheritance and used it to pay off our cars and credit cards. We are committed to staving off remission of bad money habits.
